// Country setup

imageDirectory = "/1/content/resources/ROI/tools/retirement/img/sl-pensions/roi/";

currency = "€";

// Main Heading and top paragraph

yourLifeHeading = "Your life once you stop work";

yourLifeParagraph1 = "What kind of life would you like to lead when you've said goodbye to the 9-to-5? Create a vision of your ideal retirement using the icons below, and we'll give you an idea of how much money you'll need to fund it.";

// spare vars in case more intro paras are required
yourLifeParagraph2 = "";
yourLifeParagraph3 = "";
yourLifeParagraph4 = "";


// What you could have - Heading, amounts and hover titles

whatYouCouldHaveHeading = "What you could have";

basicLivingCosts = "12400";

basicLivingCostsHover = "Basic living costs €12,400 a year.";

twoWeekHoliday = "2700";

twoWeekHolidayHover = "2 week holiday a year €2,700 a year.";

fourWeekHoliday = "3800";

fourWeekHolidayHover = "4 weeks in the sun each winter €3,800 a year.";

carUpgrade = "6700";

carUpgradeHover = "A car + 5 yearly upgrade €6,700 a year.";

healthClub = "800";

healthClubHover = "Health club membership €800 a year.";

concert = "1600";

concertHover = "A concert, play or show once a month €1,600 a year.";

weeklyDinner = "1800";

weeklyDinnerHover = "Weekly dinner or drinks with friends €1,800 a year.";

shopping = "2500";

shoppingHover = "Shopping trips for you or your family €2,500 a year.";

homeImprovements = "3000";

homeImprovementsHover = "Home improvements €3,000 a year.";


// What you want heading

whatYouWantHeading = "What you want";



// Where does that figure come from?

whereLinkText = "Where does that €12,400 figure come from?";
whereMainHeading = "Where does that €12,400 figure come from?";

whereParagraph1 = "The European Anti-Poverty Network (EAPN) in Ireland has estimated that the \"at-risk of poverty line\" (in terms of income for an individual), stands at €238.69 per week.";

whereParagraph2 = "The €12,400 figure (€238 x 52) represents the basic minimum income required to ensure an acceptable standard of living.";

whereSubHeading3 = "";

whereParagraph3 = "It's based on a single retired person whose mortgage has been paid off. It includes basic health related costs and household services, as well as a range of items for social inclusion and participation, like occasional visits to the cinema and public transport.";

whereSubHeading4 = "";

whereParagraph4 = "The €12,400 figure is only an indication.  Everyone's idea of what constitutes an acceptable standard of living is different and yours may well be above this figure.";

whereSubHeading5 = "";

whereParagraph5 = "Source: Minimum Income Standards Essential For Social Protection and Recovery, September 2010  <a tabindex=\"0\"  href=\"http://eapnireland.wordpress.com/tag/poverty-and-minimum-income/\" target=\"_blank\">http://eapnireland.wordpress.com/tag/poverty-and-minimum-income/</a>";

whereParagraph6 = "";

whereParagraph7 = "";

// Results right hand column

resultsParagraph1 = "Experts say that you need around 2/3 of your income to live comfortably in retirement.";
resultsParagraph2p1 = "To fund the lifestyle you've just chosen, you'll need";
resultsParagraph2p2 = "after tax each year.";
resultsParagraph3 = "You will need to talk to your financial adviser to work out the actual gross income you require.";



// How we work all the figures popup

howLinkText = "How we work out the figures";
howMainHeading = "How we work out the figures";

howSubHeading1 = "2-week holiday each year";

howParagraph1 = "The &euro;12,400 figure for basics assumes a short break in Ireland. If you want European sun, we've assumed you'll spend &euro;2,700 on an all-inclusive holiday for one in Portugal."; 

howSubHeading2 = "4 weeks in the sun each winter";

howParagraph2 = "You can beat the winter blues without spending a fortune. The &euro;3,800 we've quoted is for a four-week stay (self-catering) in an apartment in Lanzarote for one person, including flights and &euro;500 spending money a week."; 

howSubHeading3 = "A car + 5-yearly upgrade";

howParagraph3 = "A car that costs &euro;20,000 new will set you back &euro;2,600 in running costs each year. And if you want to replace it every five years, you'll have to save &euro;4,000 a year towards it."; 

howSubHeading4 = "Health club membership";

howParagraph4 = "Whether you like to play tennis or golf, or simply work out in the local gym, an annual club membership will cost you around &euro;800 a year on average."; 

howSubHeading5 = "A concert, play or show once a month";

howParagraph5 = "The &euro;1,600 figure covers a ticket for one, a train fare and a meal 12 times a year.";

howSubHeading6 = "Weekly dinner or drinks with friends";

howParagraph6 = "If you like to go out now, that's not likely to change when you stop work. We've assumed &euro;40 every other week for dinner out, and &euro;30 every other week for drinks out - total of &euro;1,820 a year.";

howSubHeading7 = "Shopping trips for you + your family";

howParagraph7 = "We've put down an annual figure of &euro;2,500. This includes birthday / Christmas presents for family and friends, and treats for yourself - whether you spend it on the latest gadgets or the latest fashions is up to you."; 

howSubHeading8 = "Home improvements";

howParagraph8 = "Running repairs, redecorating, new fixtures and fittings...it all adds up - we've allowed &euro;3,000 to keep your home looking good.";   


// buttons

calculateButtonText = "Calculate";
resetButtonText = "Reset";


// modal popup controls

modalCloseText = "Close";