Global Index funds

The Standard Life Global Index Funds give a choice of five simple, ready-made, multi-asset portfolios. The underlying investments are managed by Vanguard, one of the worlds’ largest fund managers. The five ready-made portfolios offer different combinations of equities and bonds and are rebalanced on an ongoing basis, so you can rest assured that the mix between equities and bonds will be consistent in the future.

Using Vanguard’s low-cost index funds as building blocks means that the funds deliver a diversified all-in-one portfolio at a relatively low cost. Each of the five funds have an annual management charge of 0.95%.

 

Five simple solutions

Our range of funds have different levels of potential risk and return. Each fund offers a diversified blend of equities and bonds, built using Vanguard’s underlying index funds. They provide professionally constructed and diversified portfolios designed to help you meet your financial goals, whatever your attitude to risk.

The graph below illustrates the more risk you are willing to take, moving from Global Index Fund 20 to Global Index Fund 100, the greater the potential reward you may achieve over time. However, there is also the potential for greater losses.

 

 

Assess your attitude to risk

If you’re not sure what your attitude to investment risk might be, you can use the risk questionnaire to find out. This independent questionnaire will provide you with a score that will help you understand your investment risk appetite. It is not suitable for people who are not willing to take any investment risk. It has been developed by Oxford Risk, an independent team of leading psychology academics originating from Oxford University.

 

This information should not be regarded as financial advice. It is important to remember that Standard Life’s Global Index Funds are not the only funds available to you. You should speak to your Financial Adviser before making any investment decisions.

 

 

Warning: The value of your investment may go down as well as up


Warning: This investment may be affected by changes in currency exchange rates


Warning: If you invest in this product you may lose some or all of the money you invest