Reports and other information

Here you'll find our most recent quarterly With Profits Investment Report as well as a document which explains what the Inherited Estate is and how it works.

With profits documents

Investment report

This is the most recent quarterly with profits investment report. It sets out the mix of assets for different categories of with profits business and the investment returns on these assets.

Inherited Estate

This document explains how your payout may benefit from any distributions being made from the Inherited Estate of the Heritage With Profits Fund when your with profits investment comes to an end.

With profits unit prices

We don’t publish unit prices for any of our with profits funds. On its own, the price is unlikely to provide a full and fair view of what a with profits investment is worth. This is because of the effects on policy values of any

  • smoothing,
  • inherited estate top-up,
  • final bonus, or
  • unit price reduction.

These vary from one policy to another depending on when payments were made.