Deposit rates on 30 January 2012
Deposits available through the self directed option on Synergy pensions and investments
The rate you get is the rate available on the day we transfer the money to the deposit provider. This may take up to five working days.
Limited Offer^ Demand deposits | Amount | Variable rate per annum | AER |
|---|---|---|---|
| RaboDirect* | Minimum €5,000 |
3.75% | 3.75% |
*Available for new business only. Clients who choose this option will get a rate of 3.75% (3.75% AER) between 3 November 2011 and 28 February 2012. From 1 March 2012 the prevailing variable RaboDirect demand deposit rate will apply (This rate can be confirmed by checking Standardlife.ie or contacting Standard Life at the time).
Limited Offer^ Fixed term deposits | Amount | 15 month fixed (rate over term) | AER |
|---|---|---|---|
| Nationwide UK (Ireland)** | Minimum €5,000 |
4.02% |
3.20% |
**Available for new and existing business.
^ This offer can be withdrawn at any time.
| Demand deposits | Amount | Variable rate per annum | AER |
|---|---|---|---|
| Nationwide UK (Ireland) | Minimum €5,000 |
2.05%^^ |
2.05%^^ |
| RaboDirect | Minimum €5,000 |
2.40%^^^ |
2.40%^^^ |
| Fixed term deposits | Amount | 6 month fixed (rate over term) | AER | 12 month Fixed (rate over term) | AER |
|---|---|---|---|---|---|
| Nationwide UK (Ireland) | Minimum €5,000 |
1.23% | 2.47% | 2.90% | 2.90% |
| RaboDirect | Minimum €5,000 |
N/A | N/A | 1.25% | 1.25% |
| Fixed term deposits | Amount | 2 year fixed (rate over term) | AER | 3 year fixed (rate over term) | AER |
|---|---|---|---|---|---|
| Nationwide UK (Ireland) | Minimum €5,000 |
5.37% | 2.65% | 8.64% | 2.80% |
| RaboDirect | Minimum €20,000 |
3.20% | 1.60% | 5.70% | 1.90% |
| Fixed term deposits | Amount | 4 year fixed (rate over term) | AER | 5 year Fixed (rate over term) | AER |
|---|---|---|---|---|---|
| RaboDirect | Minimum €20,000 |
8.80% | 2.20% | 12.75% | 2.55% |
See Important Information for deposits on links below
Deposit account terms and conditions with each of the relevant providers apply and may change at any time at the sole discretion of the deposit provider. Each deposit provider's terms and conditions are available on request. Please contact Standard Life on 01 639 7080. Synergy product charges apply, including a management charge of 1% per annum. Your return will be affected by the fund based renewal commission you agree with your Financial Adviser.
AER is the annual equivalent rate and shows what the interest rate would be if compounded and paid each year.
^^Previous rate 2.15%, (2.15% AER), effective from 16/08/10 to 29/11/10
^^^Previous rate 2.25%, (2.25% AER), effective from 18/04/11 to 08/08/11
For earlier variable demand rates, please call us on 01 639 7080
