Deposits on Synergy pensions and investments


Deposit rates on 6 September 2010*


Demand deposits Amount Demand deposit, Variable AER
Nationwide UK
(Ireland)
Minimum €5,000 2.15%
RaboDirect Minimum €5,000 2.00%

Fixed term deposits Amount 6 month fixed AER 12 month fixed AER
Bank of Ireland €5,000 - €99,999 1.68% 1.69% 1.90% 1.90%
€100,000
and over
1.75% 1.76% 2.00% 2.00%
Nationwide UK
(Ireland)
Minimum
€5,000
2.00% 2.01% 2.40% 2.40%
Ulster Bank Minimum €20,000 2.25% 2.26% 2.50% 2.50%

Fixed term deposits Amount 2 year fixed AER 3 year fixed AER 4 year fixed AER 5 Year fixed AER
RaboDirect Minimum €20,000 1.45% 1.45% 1.80% 1.80% 2.05% 2.05% 2.35% 2.35%
Nationwide UK
(Ireland)
Minimum €5,000 2.25% 2.25% 2.30% 2.30%


AIB: Fixed term deposit rates for AIB may be obtained directly from your financial adviser.

*The rate you get is the rate available on the day we transfer the money to the deposit provider. Normally this will take up to five working days.

See important information link below.

AER is the annual equivalent rate and shows what the interest rate would be if compounded and paid each year.

Deposit account terms and conditions with each of the relevant providers apply. Synergy product charges apply, including a management charge of 1% per annum. Your return will be affected by the fund based renewal commission the financial adviser chooses.

Click here for important information

Click here to view deposit providers' credit ratings

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