Things to consider

Remember that before you invest in any product you should consider the following:

Seek independent financial advice from an authorised firm
Decide what your financial goals are and how long you plan to invest for
Understand the risk and return associated with the financial product you are buying
Remember that by spreading your investment across a number of different assets you can reduce the risk associated with your portfolio
Understand what charges apply
Be aware that inflation can erode the buying power of your money
Don't forget to ask questions

Warning: Past performance is not a reliable giude to future performance.
Warning: The value of your investment may go down as well as up.

Click on the following to learn more about Standard Life's range of investment funds and products.