People invest for all kinds of reasons. Some might be planning for retirement or a special occasion. Others might want to support a child’s education or they simply want the opportunity for their money to grow faster than it would by saving on its own. This is because investing your money gives you the potential for higher returns than if you were to save it in a standard savings account. The trade-off is that there can be higher risk involved in investments, meaning the value can go down as well as up. Whatever your reason, investing has the potential to help you achieve your financial goals.

Results will vary depending on how much you invest, the type of investment you choose, market performance and how long your money is invested for.

There's more information about investing and why it might be right for you in our downloadable Synergy savings and investment guide.


Investing with Standard Life

The right investment choice for you might not be the same as the right choice for someone else. Everyone has their own attitude to risk and their own goals. That’s why we offer investment options to suit a wide range of needs.

Once you've made your initial choices, it's important to review them regularly. That way you can make sure they stay on track to meet your goals. You can stay up to date about how your investments are performing by logging into My Standard Life, where you’ll see the latest fund values.


Your investment options

If you're thinking of investing, it's important to understand your options. The information, tools and guides on this page will help you consider the investments that might be right for you, as always we recommend you speak to a financial adviser before making investment decisions.

Remember, the value of investments can go down as well as up. You'll find more information about how market behaviours could affect your investment in our market volatility questions.

Go to market volatility questions


Investment tools

These simple tools will help you make decisions about risk and the funds you might like to invest in.

Your investment options explained

This is where we tell you about the investment options we offer and where to find more information about them. You'll be able to look at the different strategies, funds and stockbroking options available to you, and start thinking about an investment strategy that's right for you.

Please remember that we don't offer financial advice – we would always recommend speaking with a financial adviser before making investment decisions.

Explore investment options



Warning: The value of your investment may go down as well as up

Warning: This investment may be affected by changes in currency exchange rates

Warning: If you invest in this product you may lose some or all of the money you invest

Warning: The income you get from this investment may go down as well as up