Something to look forward to
Synergy Regular Invest is a way to build a savings fund you can use to pay for special goals in life.
Standard Life Synergy Regular Invest - an overview
What is Synergy Regular Invest?
Synergy Regular Invest is designed to build a savings fund over time. You pay regular premiums from €125 a month, with the option to add single premiums when you want to, and choose where you'd like to invest from a mixture of assets. There's no fixed term, however, if you choose you can make a withdrawal or cash in the policy early – bearing in mind that there may be a charge for doing so within the first 5 years. It's primarily a regular savings plan invested in assets, which could grow as you save - but it's important to remember that all investments can go down in value as well as up.
Who is Synergy Regular Invest for?
If you're looking for potential capital growth in the long term, perhaps to save for a particular goal like a child's education or the deposit for a house, Synergy Regular Invest may be the right option for you. Ideally, you'll pay in €125 a month or more for more than five years, so make sure it's an option you can afford. It's always best to consult a financial adviser first.
Why choose Synergy Regular Invest?
Synergy Regular Invest offers a number of benefits, including the flexibility to stop, start, increase or reduce premiums if you need to. You'll have a range of investments to choose from. It's important to remember that the value of your investment can go down as well as up, and to speak with a financial adviser before you decide on any investment product.
Investment options with Standard Life
You have a range of investment options to choose from with Synergy Regular Invest, so you can be adventurous or cautious or anything in between. You'll find more information about those choices on our funds page.
Each option carries a different level of risk, so it's important that you understand how they could impact your financial goals by speaking to a financial adviser.
If you're not sure how you feel about risk, our Risk Profiler will give you a starting point – but we'd always recommend speaking with a financial adviser too.
Getting started in investment
Investment is usually a medium or long-term commitment, so deciding on the right products is important. As always, we'd recommend speaking with a financial adviser first. We can't offer you financial advice or make recommendations about which investment might be right for you.
If you're comfortable taking charge of your own investment decisions, please call us on 01 639 7070 and we'll be happy to:
- Help you to apply for a product
- Give you more information
- Provide investment illustrations and information packs
- Answer any technical questions
- Carry out your instructions
Before you apply
The following documents give you important information about the Synergy Regular Invest product that will help you be certain it will meet your needs. Please read these in full before you complete the application form.
Warning: The value of your investment may go down as well as up
Warning: This investment may be affected by changes in currency exchange rates
Warning: If you invest in this product you may lose some or all of the money you invest