Synergy Personal Pension

Planning a personal pension doesn’t have to be complicated. The sooner you start saving for retirement, the better quality of life you can expect.  And with tax relief available on your contributions, it costs less than you might think.

Future planning for personal pension

You could easily live a third of your life in retirement

Find out what you'll need to have saved in your personal pension to live the lifestyle you want in retirement.


What is a personal pension?

A personal pension is a long-term investment aimed at helping you set aside money for your retirement. The ultimate value of your pension will depend on the contributions you have made over the years.

Who can take out a personal pension?

If you're self-employed or in a job where you don't have a company pension, you can start a personal pension, or if you are a member of a company pension but earn an income elsewhere, you may be able to contribute a personal pension.

Why a Synergy Personal Pension?

A Synergy Personal Pension is a flexible way to save for your retirement that allows you to choose where your money is invested. When you retire you can take part of it as a tax free lump sum.

Benefits of a Synergy Personal Pension include:

  • You can make single, monthly or yearly payments
  • Stop, restart and change your payments at any time that suits you
  • Get tax relief on your payments - which means more money in your pocket
  • Contribute from €175 per month

Your Investment options

With Standard Life, you get many investment choices, so you can be as adventurous or as conservative as you like.

You can invest in:

Each investment option carries different levels of risk so we recommend that you talk to your Financial Adviser


How to get started?

Investing for the long term is a big decision and we recommend that you speak to a Financial Adviser. Should you choose not to, you can contact us directly on 01 639 7070.

We can:

  • Assist you to purchase a product
  • Give you factual information
  • Provide illustrations and send you an information pack
  • Answer any technical questions
  • Carry out your instructions

But we can't give any advice or recommendations when it comes to making an investment.


Warning: The value of your investment may go down as well as up

Warning: If you invest in this product you will not have access to your money until you retire

Warning: If you invest in this product you may lose some or all of the money you invest

Warning: This investment may be affected by changes in currency exchange rates