Synergy Approved retirement funds

An approved retirement fund (ARF) can help you live the Second Life you want to lead. Your money will stay invested so that it has the chance to grow, and you can withdraw from your ARF as you need to.

Second Lifer William Harvey

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Your purpose in life is to find your voice.

I worked a variety of roles in the brewing world. I didn’t give retirement an awful lot of thought. I think if I had done, I probably wouldn’t have retired.

And if I hadn’t retired, I wouldn’t be where I am now.

The first four years were great, I spent a lot of time in West Cork.

I just found myself getting itchy feet again.

I thought, ‘there must be more to life than this’.

I started getting back into brewing with some friends of mine… and boom I was ready to go, you know?

It is wonderful to have that second opportunity.

It’s a small company and I do all the brewing, it’s cool!

I think people of our age have a huge amount to offer.

I would encourage anybody who’s retiring to go out and find your voice. Give it socks, find your voice and then just do it for the rest of your life.

The whole world is at your feet, just get off your knees, you know!

My name is William. This is my Second Life.

Retirement is not an end, it's the start of something new.

Who can take out an approved retirement fund?

No matter who your pension is with now, you can choose a Standard Life Synergy ARF if you have one of the following:

A personal pension policy
A personal retirement savings account
Additional voluntary contributions
Another ARF
A defined contribution occupational pension scheme
A defined contribution occupational pension scheme buy out bond

Why choose a Synergy approved retirement fund?

Flexibility to withdraw more or less, as you need it
Choice of where you invest your money
Remaining value is passed to your estate after you die

An ARF isn’t for everyone. If you think it’s right for you, talk to your financial adviser. You’ll also need to review your ARF regularly to ensure it provides what you want throughout retirement.

Investment Choice

Your Investment Options

With Standard Life, you get many investment options, so you can be as adventurous or as conservative as you like.

You can invest in:

Each investment option carries different levels of risk so we recommend that you talk to your financial adviser.

How to get started?

How to get started

Professional financial advice is one of the best investments you can make. That’s why talking to your financial adviser will get you off to a good start. We recommend it. If you don’t already have one, find one with www.brokersireland.ie.