MyFolio funds are designed to make getting the right balance between risk and reward that little bit easier. That’s mainly because they offer you access to a range of different risk levels and investment styles.  

Within the MyFolio family, there are five risk levels to choose from according to your attitude to risk.

These range from MyFolio I (low risk) to MyFolio V (high risk). Within each risk level you can choose from two investment styles – active or passive. 

Whether you’re saving for retirement or already living your Second life, MyFolio funds aim to help you preserve or grow your life savings, depending on the fund selected.

If you’re not sure what your attitude to investment risk might be, you can use the risk questionnaire to find out. You should discuss the results with your financial adviser before investing. 


The MyFolio funds invest across asset classes such as company shares, bonds and property.

MyFolio gives you a choice of investment styles:

  • Actively managed (MyFolio Active) 
  • Passively managed (MyFolio Market)

MyFolio Active:

The fund managers regularly monitor the funds to explore profitable opportunities. Aiming to outperform a specific asset class benchmark or market index over the longer term. 

MyFolio Market:

Invests predominately in funds that are passively managed. Passively managed funds aim to replicate or track the performance of a market index.  


Diversification: These multi-asset funds invest in a broad range of assets from across the globe giving you the benefits of strong investment diversification.

Easy to understand: Unlike many other investment funds, MyFolio is easy to understand. You just need to decide on the level of risk you’re comfortable with and select the MyFolio fund that matches your risk profile.

Flexible: If your attitude to risk changes, it’s easy to switch between the MyFolio funds or any other available funds.


The MyFolio funds are available across a range of our pensions, savings and investment products.

You can view our customer brochure below for more information:

MyFolio A simpler solution to long-term investing 



This information should not be regarded as financial advice. It is important to remember that Standard Life’s MyFolio funds are not the only funds available to you. You should speak to your Financial Adviser before making any investment decisions.



Warning: The value of your investment may go down as well as up

Warning: This investment may be affected by changes in currency exchange rates

Warning: If you invest in this product you may lose some or all of the money you invest

Warning: The income you get from this investment may go down as well as up