Through our execution-only stockbroking option, you can deal online or over the phone to buy company shares, bonds and exchange traded funds (ETFs). For more information, please read the Self-Directed Options Guide.
You control your investments
You control how your money is invested by deciding what to buy and sell and when.
What are company shares?
Company shares (sometimes called stocks) are units of ownership of a company which are bought and sold through stock exchanges.
What are bonds?
Bonds are loans to a government (government bonds, gilts) or a company (corporate bonds), usually for a set length of time.
What company shares or bonds can I invest in?
You can invest in company shares, government bonds or corporate bonds quoted on a regulated stock exchange, for example, a Public Limited Company or bond quoted on the Irish Stock Exchange.You can invest through our Synergy pension products.
What is an exchange traded fund (ETF)?
An ETF is like an index or tracker fund, and it trades on regulated stock exchanges just like company shares. You can invest in ETFs linked to commodities such as gold, water and clean energy, and check prices online, just like shares.
What types of ETFs can I invest in?
You can invest in ETFs based on specialist sectors such as:
- small, mid and large cap securities
- private equity
You can invest through this execution-only stockbroking option if you have a Synergy product, but there are some restrictions as to what you can invest in. This service is provided through Stocktrade, who are based in the UK. Trading hours are 8am to 9pm Monday to Friday (Stocktrade is closed on Saturdays, Sundays and UK bank holidays). Access to markets will vary depending on local opening hours, for example: Irish stock market trading hours are from 8am to 4.30pm. The US and Canadian markets trading hours are from 2.30pm to 9pm GMT. For more information, see the Investment Options guide and Self-Directed options guide.
When you invest in this Self-Directed Option, a policy cash account will be set up within your policy to facilitate your Self-Directed Options and from which payments are credited and deducted. The policy cash account is a deposit account provided by a third party. For further information, see the Key Features documents on the relevent product page and the Self-Directed Options Guide. The interest rate payable on the policy cash account has been 0% AER since 5 August 2015.
Warning: The value of your investment may go down as well as up
Warning: This investment may be affected by changes in currency exchange rates
Warning: If you invest in this product you may lose some or all of the money you invest
Warning: The income you get from this investment may go down as well as up