Investment Choice FAQ

If you have a unit-linked policy, it's very likely you'll have the choice of several funds with differing levels of risk, volatility, and sustainability objectives/characteristics. For a list of the available funds on each product, see the appropriate fund range leaflet: 

Fund range - Approved Retirement Fund policy numbers beginning 7004 and 7005

Fund range - Capital Investment Bond and other net policies started before 1999

Fund range - Corporate Pension Series member numbers beginning 500, 501 and 502

Fund range - Executive Pension Plus member numbers beginning 503

Fund range - MoneyWorks Bond Gross policy numbers beginning 441 and 442
   
Fund range - MoneyWorks Plan and Bond Net policy numbers beginning 401 and 402
   
Fund range - Personal Pension Plan policy numbers beginning 20000

Fund range - Personal Pension Plan policy numbers beginning 1 or 9

Fund range - Personal Pension Plus policy numbers beginning 20001, 20002, 20003
    
Fund range - Prosperity Bond Gross policy numbers beginning 443

Fund range - PRSA policy numbers beginning 203, 204 and 205

Fund range - Synergy Investment ARF Portfolio policy numbers beginning 46 and 76
    
Fund range - Synergy policy numbers beginning AB,AC,AR,AS,BB,EP,PA,PP,PR,RP

Fund range - Tower Pension Series member numbers beginning with L and ending A

You can also check out the fund factsheets, performance, prices and volatility in our Fund Centre - just remember to select your product type.

In some circumstances, access to a fund may be restricted, see Products and funds trading leaflet (PTR) for more details.

Call us on +353 1 639 7000 - we'll complete some security questions and act on your instruction over the phone. Alternatively, you can complete an Instruction to switch funds, and post it to Standard Life, 90 St Stephen's Green, Dublin D02 F653. Instead of posting, you can take a photo/scan it, and email it to us using the My Standard Life online secure connection on standardlife.ie/login.

If you're emailing us at dealing@standardlife.ie, please be security aware. There's no guarantee that any email you send us will be received, or that it will remain private and unaltered during internet transmission.

You can deal and view online values of shares and exchange traded funds bought through a Synergy Personal Pension, Synergy Buy Out Bond, Synergy Approved Retirement Fund and Synergy Portfolio Approved Retirement Fund policy. For more information, see our Self-Directed Options guide (SYSDO1) 

This service is provided by Stocktrade, our appointed execution-only stockbroker, based in Dundee, Scotland. Stocktrade offers an online based dealing service that carries out deals and settles transactions on your behalf. This is an execution-only service.

You can talk to a member of the Stocktrade Dealing Team between 8am and 9pm Monday to Friday
(except English bank holidays).

Their phone number is +353 1 639 7200. Requesting a trade by phone, email or fax will incur additional transaction charges.

The markets you will be able to access during this time will vary, for example you can only trade on the Irish stock market between 8am and 4:30pm and the US and Canadian markets are open from 2:30pm to 9pm GMT.

Log on to Stocktrade

Calls may be monitored and/or recorded to protect both you and us and help with our training. Calls charges will vary.

These are options which allow you to have more control of your investments. The current options are third party deposit providers, and execution-only stockbroking.
For more information visit your options

When you invest in a Self-Directed Option, we set up a policy cash account to meet any charges and third party costs.