Your options explained
Our range of investment options is available through our pension, savings and investment products.
So, for example, if you want to invest in one of our funds, you'll have to take out one of our Synergy products.

Investing for the long term is a big commitment, so it's good to know that you can choose where your money is invested and you can switch your investment choices when your needs change.
With Standard Life you get many investment choices, so you can be as adventurous or as
conservative as you like. Use the tabs below to find out more.
Funds
We have a number of funds that invest in asset classes like property and bonds.
Our funds are available through:
- Synergy Personal Pension
- Synergy Executive Pension
- Synergy PRSA (and PRSA AVC)
- Synergy Buy Out Bond
- Synergy Approved retirement funds
- Synergy Investment Bond
- Synergy Regular Invest
Visit our Fund Centre to see the full range.
MyFolio
Our MyFolio funds are available through:
Synergy products
- Synergy Personal Pension
- Synergy Executive Pension
- Synergy PRSA (and PRSA AVC)
- Synergy Buy Out Bond
- Synergy Approved retirement funds
- Synergy Investment Bond
Other products (existing customers)
- Executive Pension Plus
- PRSA
Have a look at the MyFolio page to find out more.
Deposits
Deposits are available through:
- Synergy Personal Pension
- Synergy Executive Pension
- Synergy PRSA (and PRSA AVC)
- Synergy Buy Out Bond
- Synergy Approved retirement funds
- Synergy Investment Bond
- Synergy Regular Invest
- You can choose from a range of demand and fixed term deposits from a panel of deposit provdiers.
Check out the latest deposit rates
Stockbroking
You can invest in company shares, bonds and exchange traded funds (ETFs) through our Synergy product range.
Product | Execution-only stockbroking | ||
Company shares | Bonds | ETFs | |
Synergy Executive Pension |
Yes |
Yes |
Yes |
Synergy Personal Pension |
Yes |
Yes |
Yes |
Synergy Approved Retirement Funds |
Yes |
Yes |
Yes |
Synergy Buy Out Bond |
Yes |
Yes |
Yes |
Synergy Investment Bond |
Yes |
||
Synergy PRSA (and PRSA AVC) |
Yes |
Yes |
|
Synergy Regular Invest |
Yes |
Have a look at the stockbroking page to find out more.
Direct Property
You can buy residential property in Ireland, England or Wales and place it within
your pension or approved retirement fund.
Our Direct Property option is available on
- Synergy Personal Pension
- Synergy Executive Pension
- Synergy Approved Retirement Funds
- Synergy Buy Out Bond
Have a look at the Direct Property page to find out more
Document downloads
Warning: The value of your investment may go down as well as up
Warning: This investment may be affected by changes in currency exchange rates
Warning: If you invest in this product you may lose some or all of the money you invest
Warning: If you invest in a pension product you will not have any access to your money until you retire