What’s a vested PRSA?

The Synergy PRSA offers flexibility to people on their journey to retirement, giving them the freedom to choose from a range of investment options and enjoy the comfort of knowing they can adjust their contributions to fit their circumstances.  

The PRSA can act as a simple post-retirement option also. After taking a cash lump sum at retirement, policy holders can opt to remain invested and take a retirement income from the policy which would then become a Vested PRSA,  making the PRSA a ‘whole of life product’ and a simple retirement solution for clients.    

A Vested PRSA is a great option for clients who want: 

  • A flexible income in retirement, with the ability to adjust withdrawals if income needs change over time
  • Potential for long term capital growth by remaining invested and having access to a range of available investment options
  • Any remaining funds to pass to their estate after their death

Investment options

Clients have a range of investment options to choose from, so they can be adventurous or cautious or anything in between. If they’re not sure how they feel about risk, our Risk Profiler could help them decide. They can choose to invest in:

Synergy PRSA documents

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